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Are Your Liability Limits a Liability?

June 14, 2011

—- Liability Limits —- The line of protection you place between a mistake you may make and the guy you have injured who now thinks he deserves to take everything you own! Your liability limits on your auto insurance look something like this: 15/30/5, or 50/100/25, or 100/300/50.  Sometimes they’re listed like this: LIABILITY LIMITS: […]

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Secrets to Safe Driving in The Rain

December 18, 2010

Just Slow Down Have you noticed that especially here in San Diego, people don’t seem to notice that its raining when they’re driving.  People tail-gate just as much if not more (because some people actually slow down to allow for the wet conditions.)  They drive at breakneck speeds seemingly oblivious to the deteriorated visibility and […]

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Choices After An Accident

November 2, 2010

Whenever you’ve been in involved in an accident that is NOT your fault, you have the option to run the claim through your own insurance company or through the insurance company of the party at fault for the accident. You might say, “Well, of course I’ll use the other insurance company!  The accident wasn’t my […]

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Higher Deductible Philosophy

October 5, 2010

Adopting an overall higher deductible philosophy can save you tons of money over the years. Spell that $M$O$N$E$Y$ in your pocket! Let me show you how it works.

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School Bus Safety

September 1, 2010

As summer comes to a close and the leaves begin to turn, children across the country are packing up their backpacks and returning to school. And with the beginning of the fall semester, you may start to see that old familiar vehicle—the school bus—cruising the roads and highways again. Here are some tips for drivers […]

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Are You An Aggressive Driver?

August 23, 2010

You Could Be Asking for Trouble Aggressive drivers are becoming the norm, according to a Media and Injury Prevention Program at the University of Southern California. “Aggressive driving is now the most common way of driving,” says co-director Sandra Ball-Rokeach. “It’s not just a few crazies — it’s a subculture of driving.” Stories of aggressive […]

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Keeping, Dropping or Changing Your Comprehensive or Collision Coverage

March 29, 2009

Managing the cost of your insurance can be as simple as answering a few simple questions. Here’s a short discussion that will walk you through the process of deciding to keep, drop or to change (different deductible) your comprehensive and/or collision coverages in your car insurance policy. First we need to do a very short […]

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How to Review Your Auto Insurance Renewal Statement

March 29, 2009

You can save TONS OF MONEY by just taking a few minutes to look over that annoying little renewal statement that has your insurance bill attached to it. We sure get a lot of paper these days. Seems that in this paper-LESS society, we shouldn’t have quite as much paper as we do. True… we […]

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Current State Minimum Auto Insurance Liability Limits

March 28, 2009

# Alaska 50/100/25
# Alabama 20/40/10
# Arkansas 25/50/15
# Arizona 15/30/10
# California 15/30/5
# Colorado 25/50/15…..

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10 Ways to Beat the High Cost of Auto Insurance (Part 1)

February 1, 2009

  Insurance has been one of the necessary evils of life for over 100 years. In this day of higher taxes, rising food prices and soaring housing costs, it is possible for you to get a handle on your own auto insurance costs. If you have been frustrated by an inattentive agent and constantly rising […]

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