From the category archives:


Protecting Your Christmas Gifts

December 23, 2015

Holiday shopping can be somewhat frenetic. We all have so much to do and so little time to get it all done. Here’s a little peace of mind for you holiday shoppers regarding the protection of the gifts you buy. Generally, your Christmas gift purchases are covered the minute you purchase them by your Homeowners, […]

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Higher Deductible Philosophy

October 5, 2010

Adopting an overall higher deductible philosophy can save you tons of money over the years. Spell that $M$O$N$E$Y$ in your pocket! Let me show you how it works.

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Do You Have a Will?

September 22, 2010

According to Financial Planning Magazine, March 2010, nearly two-thirds of Americans don’t have a will. When that occurs, the person dies in a condition that’s called intestate — dying without a valid will.  This leaves it up to a judge and the laws of the state to determine the distribution of their assets and belongings. […]

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Whose Insurance Does What during “DELAYED POSSESSION”?

May 24, 2008

Got this great question from Jennifer Allan, author of Sell With Soul today and thought the answer might be helpful. Hey Dennis… What’s the deal when a home sells and closes, but there’s a delayed possession – that is – the seller retains possession of the property for a few days past closing to move […]

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I’ve had a FIRE! What do I do now?

May 8, 2008

Fire can be one of the most traumatic and devastating losses anyone can experience. If you’ve had a fire and there were injuries or a death, my sincere condolences. If you’ve experienced only loss to property, please take a moment to be thankful that there were no injuries or death. You’re probably still in shock […]

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A word about DEDUCTIBLES…

April 27, 2008

Simply stated: A deductible is the amount that you pay toward a loss or claim before the insurance company begins to pay. The higher your deductible, the lower your premium. The more you are willing to participate in your loss, the greater the savings on your premium. The insurance company will offer your a lower […]

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One Picture is Worth a THOU$AND DOLLAR$

February 17, 2008

Yes, I know a picture is worth a thousand words, but it could also be worth a thousand (or THOUSANDS OF) dollars! I can’t tell you the number of times in my 30+ year career in the insurance business that I’ve listened to a distraught policyholder after a loss struggle to remember everything that was […]

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The Miracle of Renters Insurance

February 17, 2008

Here’s the secret — Your Landlord’s Insurance DOES NOT cover ANY of your stuff. Not your TV, clothes, stereo, iPod, Laptop, dishes, furniture, NOTHING! Please read on and see how inexpensively you can protect your valuable possessions for just pennies a day. Give my office a call and we can fix this for you in […]

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