From the category archives:

Homeowners

Guarantee Savings With A Simple Checklist

August 21, 2009

Insurance needs change with age and circumstance, yet few people take the time to review their insurance needs and find savings to fatten their monthly budget. It is, though, one of the easiest ways to cut living expenses and save money. On the bright side, it takes just a phone call to switch policies, get [...]

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Homeowners Insurance – HOW TO CLOSE YOUR ESCROW — How to buy it, How much to get, and HOW TO SAVE MONEY

January 28, 2009

The informed purchase of your homeowners insurance can be the most important minutes you invest into the purchase of a home. So, you’ve purchased your new home, navigated the rigors of escrow including home inspections, termite tenting, title searches, legal wrangling, paper work, signatures, delays, changes, lost documents, unreachable loan officers, and the dog ate [...]

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Whose Insurance Does What during “DELAYED POSSESSION”?

May 24, 2008

Got this great question from Jennifer Allan, author of Sell With Soul today and thought the answer might be helpful. Hey Dennis… What’s the deal when a home sells and closes, but there’s a delayed possession – that is – the seller retains possession of the property for a few days past closing to move [...]

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I’ve had a FIRE! What do I do now?

May 8, 2008

Fire can be one of the most traumatic and devastating losses anyone can experience. If you’ve had a fire and there were injuries or a death, my sincere condolences. If you’ve experienced only loss to property, please take a moment to be thankful that there were no injuries or death. You’re probably still in shock [...]

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A word about DEDUCTIBLES…

April 27, 2008

Simply stated: A deductible is the amount that you pay toward a loss or claim before the insurance company begins to pay. The higher your deductible, the lower your premium. The more you are willing to participate in your loss, the greater the savings on your premium. The insurance company will offer your a lower [...]

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How Much Homeowners Insurance Do You REALLY Need?

February 20, 2008

Your home is likely your single largest investment. Protecting it properly is critical to your financial security. If you’ve only been guessing until now, then guess no longer. Insurance for your home need not be a shot in the dark. There are simple ways to determine EXACTLY how much insurance you should have. Even though [...]

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One Picture is Worth a THOU$AND DOLLAR$

February 17, 2008

Yes, I know a picture is worth a thousand words, but it could also be worth a thousand (or THOUSANDS OF) dollars! I can’t tell you the number of times in my 30+ year career in the insurance business that I’ve listened to a distraught policyholder after a loss struggle to remember everything that was [...]

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