From the category archives:

Claims

Choices After An Accident

November 2, 2010

Whenever you’ve been in involved in an accident that is NOT your fault, you have the option to run the claim through your own insurance company or through the insurance company of the party at fault for the accident. You might say, “Well, of course I’ll use the other insurance company!  The accident wasn’t my [...]

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How to Replace Washing Machine Hoses

August 24, 2010

Here’s a quick and easy way to dramatically reduce the possibility of a water loss in your home. Takes only about 5 minutes and $20. Makes for a great little Saturday morning project! Share on FacebookDennis Volz Insurance Agency 10791 Jamacha Bl, Suite 1Spring Valley, CA 91978OFFICE: 619-670-1000     eMail:Dennis@DennisVolzInsurance.com     Websites: Company [...]

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Are You An Aggressive Driver?

August 23, 2010

You Could Be Asking for Trouble Aggressive drivers are becoming the norm, according to a Media and Injury Prevention Program at the University of Southern California. “Aggressive driving is now the most common way of driving,” says co-director Sandra Ball-Rokeach. “It’s not just a few crazies — it’s a subculture of driving.” Stories of aggressive [...]

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The Facts About Power Surges and How To Prevent Them

August 18, 2010

What Are Power (Voltage) Surges? A power surge is one form of electrical power disturbance. There are four main types of power disturbances: Voltage dips (also called “sags” or “brownouts”) Electromagnetic interference Radio frequency interference Power surges (also referred to as “voltage surges” or “transient voltages”) Power surges are generally considered to be the most [...]

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Prevent Water Damage in Your Home

August 18, 2010

Water Damage How to protect your home The first signs of water damage might seem trivial. But warnings like water stains on the ceilings or a leak under the kitchen sink can lead to real problems, like a weakened roof or rotten floorboards. A burst pipe can even damage your furniture and other personal possessions. [...]

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Insurance Claims Secrets – The INSIDE STORY

July 5, 2008

Insurance claims can be a first class PITA! With that in mind, this little bit of INSIDE INFORMATION is offered. EVERY CLAIM HAS: An Adjuster (human type) A File (either electronic or paper or both) A Supervisor (also the human type) The claim process looks like this (considering the three above items) The Adjuster mediates [...]

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I’ve had a FIRE! What do I do now?

May 8, 2008

Fire can be one of the most traumatic and devastating losses anyone can experience. If you’ve had a fire and there were injuries or a death, my sincere condolences. If you’ve experienced only loss to property, please take a moment to be thankful that there were no injuries or death. You’re probably still in shock [...]

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A word about DEDUCTIBLES…

April 27, 2008

Simply stated: A deductible is the amount that you pay toward a loss or claim before the insurance company begins to pay. The higher your deductible, the lower your premium. The more you are willing to participate in your loss, the greater the savings on your premium. The insurance company will offer your a lower [...]

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The Paint on my Fender Isn’t Going To Match the Rest of the Car

April 2, 2008

Face it. Paint fades over time. Your car sits out in he sun and gets weather-beaten by rain, snow, etc. After a few years, the paint looks OK, but you can tell that it isn’t like it was when the car was brand new. Then…. you have a little fender bender and your left front [...]

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Options When You Have Damage from a Prior Accident

April 2, 2008

A client called me yesterday with an interesting dilemma. Said that recently, when his car was parked on the street, it was hit by a Fire Truck on a call. Kind of unusual as Fire Truck Drivers are usually pretty good at what they do. Nevertheless, he was concerned because on the same side of [...]

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