From the monthly archives:

April 2008

A word about DEDUCTIBLES…

April 27, 2008

Simply stated: A deductible is the amount that you pay toward a loss or claim before the insurance company begins to pay. The higher your deductible, the lower your premium. The more you are willing to participate in your loss, the greater the savings on your premium. The insurance company will offer your a lower […]

Read the full article →

A few thoughts on PROPERLY insuring your Rental Property

April 10, 2008

So, you’re going to be a landlord! Since it’s nearly ALWAYS a good time to buy real estate, you’re making an excellent move. The long-term value of real estate from an investment standpoint is, in my humble opinion, the best leverage available. Now that you’ve taken that step, it’s important to get the right kind […]

Read the full article →

FAQ’s California Texting and Hands-Free Law

April 7, 2008

The Wireless Communications Device Law (eff 1/1/09) makes it an infraction to write, send, or read text-based communication on an electronic wireless communications device, such as a cell phone, while driving a motor vehicle. Two additional laws dealing with the use of wireless telephones while driving went into effect July 1, 2008. The first law […]

Read the full article →

The Paint on my Fender Isn’t Going To Match the Rest of the Car

April 2, 2008

Face it. Paint fades over time. Your car sits out in he sun and gets weather-beaten by rain, snow, etc. After a few years, the paint looks OK, but you can tell that it isn’t like it was when the car was brand new. Then…. you have a little fender bender and your left front […]

Read the full article →

Options When You Have Damage from a Prior Accident

April 2, 2008

A client called me yesterday with an interesting dilemma. Said that recently, when his car was parked on the street, it was hit by a Fire Truck on a call. Kind of unusual as Fire Truck Drivers are usually pretty good at what they do. Nevertheless, he was concerned because on the same side of […]

Read the full article →