From the monthly archives:

February 2008

Make a Budget and STICK TO IT – 7 Simple Steps

February 28, 2008

Ever felt like this guy here? I have. I think we’ve all had… well, let’s call them “Budget Issues” like this from time to time–Some of us more than others. Money can be the best thing and the worst thing all at the same time. Just about the time we make ends meet….Somebody moves the […]

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They’re NOT Offering Me Enough For My Vehicle.

February 28, 2008

Whenever your vehicle has been declared a total loss, the insurance company will offer you a settlement based on the fair market value of your vehicle. (this works for cars, motorcycles, RV’s, boats, etc.) In the realm of United States tax law, the definition of “fair market value” is found in the United States Supreme […]

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7 Things you need to know BEFORE you buy LIFE INSURANCE

February 22, 2008

The delivery of TAX-FREE LIFE INSURANCE proceeds is one of the most powerful social and economic forces in our country. What a shame that so many people don’t understand or appreciate its value. As you carefully read this post, you’ll be better able to make wise and forward-thinking decisions regarding your LIFE INSURANCE. By far […]

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Term Life Insurance – Beware of the Ticking Time Bomb

February 21, 2008

Beware Of Your Term Insurance — THE TICKING TIME BOMB! WHAT KIND OF INSURANCE IS BEST FOR ME? If you’ve read any of our other reports, you’ll know that even though insurance has been part of our culture for over 100 years, to most people – It’s still just a mystery. And because they don’t […]

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101 Ways To Save Money And Live Better

February 20, 2008

101 Ways to Save Money and Live Better is provided for one purpose and one purpose only! TO CHANGE YOUR THINKING. You thought I was going to say, “To save you money,” didn’t you? You will save money by using these ideas. You might even save a lot of money. But… Until you change your […]

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How Much Homeowners Insurance Do You REALLY Need?

February 20, 2008

Your home is likely your single largest investment. Protecting it properly is critical to your financial security. If you’ve only been guessing until now, then guess no longer. Insurance for your home need not be a shot in the dark. There are simple ways to determine EXACTLY how much insurance you should have. Even though […]

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One Picture is Worth a THOU$AND DOLLAR$

February 17, 2008

Yes, I know a picture is worth a thousand words, but it could also be worth a thousand (or THOUSANDS OF) dollars! I can’t tell you the number of times in my 30+ year career in the insurance business that I’ve listened to a distraught policyholder after a loss struggle to remember everything that was […]

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The Miracle of Renters Insurance

February 17, 2008

Here’s the secret — Your Landlord’s Insurance DOES NOT cover ANY of your stuff. Not your TV, clothes, stereo, iPod, Laptop, dishes, furniture, NOTHING! Please read on and see how inexpensively you can protect your valuable possessions for just pennies a day. Give my office a call and we can fix this for you in […]

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A Word About Deductibles…

February 17, 2008

Simply stated: A deductible is the amount that you pay toward a loss or claim before the insurance company begins to pay. The higher your deductible, the lower your premium. The more you are willing to participate in your loss, the greater the savings on your premium. The insurance company will offer your a lower […]

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10 Ways to Beat the High Cost of Auto Insurance (Part 2)

February 17, 2008

Part 1 We’ve been evaluating 10 Ways to Beat the High Cost of Auto Insurance. Part 1 included the introduction and Ways 1-3. We’ll finish it up here. 4. EVALUATE YOUR MEDICAL COVERAGE – Medical Payments coverage is designed to pay for injuries sustained by you and anyone else in your car. Particulars of this […]

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